Get Approved for Fast Buy Here Pay Here Financing
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Ask our team how to qualify today!
Start Your Approval With Confidence
Getting approved at iGo Motors is designed to be straightforward, supportive, and built around your real-life needs. Whether you’re rebuilding credit, starting fresh, or simply need a dependable vehicle right away, our in-house financing process removes common barriers. With flexible payments, simple requirements, and same-day decision-making, you can move forward with clarity and confidence. Our team is here to walk you through each step and help you choose a reliable vehicle that fits your budget and goals.
What do I need to bring to get approved?
Approval requires only a few key items: a valid Kentucky driver’s license, proof of income, proof of residency, and your down payment. These documents help us confirm your stability and match you with the best financing options. Because our approvals are handled in-house, the process remains fast, personal, and flexible, even if you’ve experienced credit challenges in the past.
How does Buy Here Pay Here financing work at iGo Motors?
Our financing process is completed entirely at the dealership, allowing us to approve customers traditional lenders may turn away. By reviewing your income, employment, and ability to make payments—not just your credit score—we offer practical financing built for real life. This gives customers a clear path to reliable transportation and better long-term outcomes.
Can I get approved if I have bad credit or no credit?
Yes. Credit challenges do not prevent approval at iGo Motors. Because we finance in-house, decisions are based on your current situation, not your past. Many customers with bankruptcies, repossessions, or limited credit histories are approved every day. You’ll receive guidance, support, and options that help you move forward with confidence.
How quickly can I drive away after applying?
Many customers drive home the same day they apply. Once you complete the application and provide the required documents, our team verifies your information, helps you select a vehicle, and finalizes your paperwork efficiently. We are committed to minimizing downtime so you can get back to work, family needs, and daily responsibilities as quickly as possible.
Do you include warranty protection with your vehicles?
Yes. Every qualifying vehicle includes a six-month, six-thousand-mile warranty that covers core components such as the engine, transmission, drive axle, and cooling system. This coverage helps protect your investment, reduce stress, and provide peace of mind during the early stages of ownership.
What is the iStash program and how does it help?
iStash is a weekly repair savings program added to your payment to help you manage unexpected automotive costs. For twenty dollars per week, you receive free oil changes, a tow reimbursement, and a repair fund that can be used on your vehicle. If a repair exceeds your balance, the remaining amount can be financed at zero percent interest, giving you long-term stability and protection.
What if I have additional questions or need help completing the application?
Our team is available to guide you through each step, answer questions, and support you during the process. Whether you need help gathering documents, understanding the terms, or choosing a vehicle, we’re here to ensure you feel informed and confident.
Additional questions? We’re here to help.
How to Get Approved Today
Step: 2
Bring Simple Documents
Just your license, income proof, residency, and down payment.
Step: 3
Choose Your Vehicle & Drive Away
Select the car that fits your needs and complete your approval.
Visit an iGo Motors Location Near You
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